Daniel Grodzicki is Senior Vice President and Senior Economist at the Bank Policy Institute. At BPI, his work focuses on policy and regulatory issues related to consumer credit and bank regulation. His long-term research highlights the interplay of consumer choice, lender competition, and regulation in consumer credit markets.
Prior to joining BPI, he was principal economist at the Federal Housing Finance Agency, where he led the development and production of the National Mortgage Database. He also served as Senior Financial Economist at the Office of the Comptroller of the Currency. Previously, Daniel was assistant professor of Economics at the Pennsylvania State University, and he has held visiting positions at the University of Pennsylvania, the Consumer Financial Protection Bureau, and the Federal Reserve Bank of Philadelphia.
Daniel holds a BM in music from the Juilliard School, a BA from the University of Cambridge, and a PhD in Economics from Stanford University.