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Congressional Testimony: Examining Capital Regimes for Financial Institutions

July 16, 2018

On July 17, Greg Baer will testify before the Financial Institutions and Consumer Credit Subcommittee of the House Financial Services Committee on the state of capital regulation. At the hearing, entitled “Examining Capital Regimes for Financial Institutions,” Baer identified three problems with current capital requirements: they are set too high, subject to too much volatility, and too prescriptive. In his testimony, Baer noted that there is “little analysis based on any absolute or historical standard that banks are undercapitalized” then sited several potential areas for regulatory reform. His testimony can be viewed by accessing the link below.

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