Kristopher Gerardi is research economist and senior adviser in the Research Department of the Federal Reserve Bank of Atlanta. He has published papers in several leading economics and finance journals including the Journal of Political Economy, Journal of Finance, Journal of Financial Economics, Review of Financial Studies, and Journal of Monetary Economics. Dr. Gerardi’s research on the origins of the subprime mortgage crisis has appeared in several scholarly journals including the Proceedings of the National Academy of Sciences and Brookings Papers on Economic Activity, and he has been featured in The Economist, New York Times, Boston Globe, and many other major media outlets. He is currently a coeditor of the Journal of Urban Economics and serves on the editorial boards of the Journal of Urban Economics and the Journal of Housing Economics. Dr. Gerardi received his doctorate in economics in 2008 from Boston University and his bachelor’s degree in economics and physics in 2002 from Hamilton College.