On September 21, BPI submitted a comment letter to the Fed, OCC and FDIC responding to proposed reporting revisions to bank Call Reports. The letter requests that the agencies better align the Call Report and FR 2900 in light of recent revisions to both reports to reflect changes to Regulation D that remove the numeric limits on transfers and withdrawals from the definition of “savings deposits.
Bank Capital and Stress Testing
CECL and Capital Relief: A Choice Between Doing the Right Thing for the Right Reason or the Wrong Thing Based on a Misunderstanding
CECL and Capital Relief: A Choice Between Doing the Right Thing for the Right Reason or the Wrong Thing Based on a Misunderstanding
Regulatory Reporting and Accounting
BPI Statement in Response to HFSC Markup of the “Greater Supervision in Banking Act of 2021”
BPI Statement in Response to HFSC Markup of the “Greater Supervision in Banking Act of 2021”
Consumer Affairs
The CFPB Must Collect Small Business Lending Data from All Financial Institutions to Further Fair Lending Objectives
The CFPB Must Collect Small Business Lending Data from All Financial Institutions to Further Fair Lending Objectives
Regulatory Reporting and Accounting
Financial Trades Call on Federal Reserve to Clear Up Ambiguities in Liquidity Reporting Proposal and Provide Adequate Time to Implement Changes
Financial Trades Call on Federal Reserve to Clear Up Ambiguities in Liquidity Reporting Proposal and Provide Adequate Time to Implement Changes
Regulatory Reporting and Accounting
BPI, Joint Trades: New IRS Reporting Requirements Would Bring Unnecessary Complexity, Limited Benefits
BPI, Joint Trades: New IRS Reporting Requirements Would Bring Unnecessary Complexity, Limited Benefits
Consumer Affairs
The Time Is Now: 30 Best Bank Practices to Help Improve Outcomes In Black Communities
The Time Is Now: 30 Best Bank Practices to Help Improve Outcomes In Black Communities
Bank Capital and Stress Testing
Expanding Mortgage Lending to Low-and Moderate-Income Households: All it Takes Is to Recognize the True Risks of Securitizing Those Mortgages
Expanding Mortgage Lending to Low-and Moderate-Income Households: All it Takes Is to Recognize the True Risks of Securitizing Those Mortgages
Bank Capital and Stress Testing
Credit Losses from Declining Industries: Lessons for Climate-risk Modeling
Credit Losses from Declining Industries: Lessons for Climate-risk Modeling
