Liquidity regulations are costly. In a nutshell, they require banks to hold more liquid assets, like Treasury bills or deposits at the Fed, and fewer illiquid assets, like loans to… Continue Reading
TOP OF THE AGENDA Good Times Do Not Call for a Countercyclical Capital Buffer Over the past year, we have frequently heard the argument that the countercyclical capital buffer (CCyB),… Continue Reading
TOP OF THE AGENDA Deposit Growth and Occam’s Razor The topic of deposit growth has recently come front and center – interestingly, as both a business matter and a… Continue Reading
TOP OF THE AGENDA Survey Finds Banks are Trusted with Personal Data A recent survey, conducted by Morning Consult on behalf of BPI, found that banks are trusted with consumers’… Continue Reading
On March 8 BPI submitted a comment letter to the FASB supporting the FASB’s proposal to simplify the transition to CECL implementation. BPI supported the use of a one-time irrevocable… Continue Reading
TOP OF THE AGENDA The Banking Agencies and Leveraged Lending: A Case Study in the Hazards of “Macroprudential” Regulation On March 6, it was reported that the Financial Stability Board… Continue Reading
TOP OF THE AGENDA BPI Launches “Every Day” Economic Impact Map and Video In an effort to better demonstrate the value banks bring to communities, the Bank Policy Institute launched… Continue Reading
On February 21, BITS, the technology policy division of the Bank Policy Institute, submitted a comment letter to the National Institute of Standards and Technology’s (NIST) National Cybersecurity Center of… Continue Reading
TOP OF THE AGENDA Federal Reserve’s Stress Scenario is Much More Severe Than the 2007-2009 Financial Crisis On February 5, the Federal Reserve published the macroeconomic scenarios that it will… Continue Reading
TOP OF THE AGENDA Editor’s Note: BPI will update Insights later in the day with any CCAR stress test announcement analysis. FASB Hosts Roundtable Discussion on CECL Accounting Standard Implementation… Continue Reading
