The Latest
In assessing the merits of a central bank digital currency for the United States, the two most important facts to understand are these: (1) a bank deposit is a liability of a bank and funds loans, which are the bank’s predominant asset; (2) a CBDC would be a liability of the Federal Reserve and would …
Baer, Nelson, and Paridon (2022) discusses the legal basis for the requirement that the U.S. banking agencies consider the financial stability implications of a proposed bank merger or acquisition as well as the broad set of factors that the agencies should include in considering a proposed merger’s potential effect on financial stability. This note discusses …
BPI Chief Economist Bill Nelson participated as a guest on the Macro Musings podcast hosted by David Beckworth at the Mercatus Center on May 23. He discussed the Federal Reserve’s ongoing effort to reduce its balance sheet and weighed in on whether the Fed has fallen behind the curve in addressing inflation. To access a …
Stories Driving the Week Financial Stability Considerations in Bank Merger Analysis Financial stability concerns of bank mergers are a hot topic. Since enactment of the Dodd-Frank Act in 2010, the federal banking agencies have considered risks to financial stability when evaluating proposed bank mergers and acquisitions, and have found in each case that they did …
BITS
BITS is the technology policy division of the Bank Policy Institute. BITS provides an executive level forum to discuss and promote current and emerging technology, foster innovation, reduce fraud and improve cybersecurity and risk management practices for the nation’s financial sector.
Featured
Latest
RESEARCH
The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision with the objective of encouraging welfare-enhancing regulatory change. Our economists conduct academic-level research intended for presentation at conferences and publication in peer-reviewed journals.
Featured
Latest
Our Projects
