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A Basel Sticking Point: Op Risk Federal Reserve Governor Christopher Waller said he would consider supporting the final Basel capital rule if the proposal’s operational risk element is revamped. “If there’s some willingness to move on operational risk and some other things, there is a possibility that this could be put forward in a revamped …
On Nov. 9, the Federal Reserve released its latest semi-annual report on supervision and regulation.[1] These reports are valuable for the insights they provide into trends and developments relating to U.S. bank holding company supervision, about which little other information is available to the public. In this post, we identify some key takeaways from the …
The Dodd-Frank Act of 2010 required the Federal Reserve to disclose to the public information on each discount window loan with a two-year lag. In this note we summarize the data on collateral provided in the four most recent available quarters of data – 2020Q4 to 2021Q3. In total, the institutions that borrowed from the …
Basel Costs Front and Center on Capitol Hill The high price of higher capital requirements raised bipartisan concerns on Capitol Hill this week as top banking regulators – the Federal Reserve’s Michael Barr, OCC Acting Comptroller Michael Hsu, FDIC Chairman Martin Gruenberg and NCUA chief Todd Harper — convened for regular oversight hearings. The hearing …
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The research department conducts long- and short-term analysis on issues primarily related to bank regulation and supervision with the objective of encouraging welfare-enhancing regulatory change. Our economists conduct academic-level research intended for presentation at conferences and publication in peer-reviewed journals.